Workers Compensation

Whatever workplace you choose to work in, there is always a chance of suffering an injury while on the job. If you get hurt while at work, all Denver-based employers are required to provide workers' compensation benefits, but receiving those benefits isn't always as straightforward as it should be. It's important for everyone to understand their rights so they can get what they deserve. If you're involved in a dispute regarding your workers' comp entitlements, Castaneda Law is here to provide support and legal expertise to fight on your behalf. 

Types of Available Benefits

Any workplace injury entitles you to certain benefits from your employer as a result. These benefits can include: 

• Temporary Total Disability (TTD) to cover two-thirds of your wages if you are completely unable to work due to your injuries. 
• Temporary Partial Disability (TPD) to offset the lost wages if you are not working your normal pre-injury hours or earning standard pay.
• Permanent Partial Disability (PPD) for a set amount of time as compensation for an irreparable impairment to your body. 
• Permanent Total Disability (PTD) pays two-thirds of your pre-injury wages for the rest of your life. 
• Mileage Reimbursement for expenses related to doctor's appointments or medical-related travel.
  
  

If someone dies due to a work injury or illness, their dependents may also receive workers' compensation on a bi-weekly basis. The insurance carrier may also cover some funeral expenses. 

Common Workplace Injuries

Any injury (also known as a workplace accident) that occurs while attempting to perform the duties of your job and impacts your earning capacity is covered by workers' compensation. Injuries can take the form of sprains, strains, and other physical maladies. Pre-existing conditions that get worse because of your employment may also be worthy of a claim. Mental injuries such as severe anxiety, depression, or post-traumatic stress disorder (PTSD) caused by the job can fall under workers' comp as well. 

Injuries that occur while fooling around at work, during voluntary social events, or are committed on purpose by an employee will likely not be covered by workers' compensation. If you are intoxicated when the injury is suffered, you may only receive partial benefits due to your impaired state.